Security Alarm House Insurance

Alarm contractors and security companies exist to keep businesses and individuals safe but who is protecting them from risk.

Security alarm house insurance. According to the fbi a burglary occurs approximately every 15 seconds in the u s and homes without security systems are three times more likely to be burglarized than homes that have security systems. Alarm contractors insurance protects companies against claims from injured workers property damage errors or omissions and negligence. When an intruder enters it triggers an. The specific security camera home insurance discount varies with the amount and quality of your security systems in place ranging from 5 to 20.

A burglar is less likely to continue with the burglary if an audible alarm alerts residents and the police of the burglar s presence. You may qualify for a discount on your homeowners insurance if you have deadbolts on all of your exterior doors. Burglar alarm system for potentially greater savings consider installing a burglar alarm or a home security system that connects to an outside service says jeanne salvatore of the insurance information institute. On average installing monitored safety and security devices in your home can reduce your homeowner s insurance up to 20 percent.

To obtain the maximum discount offered by your insurance company your alarm system must include central monitoring that connects to emergency services. For example state farm mutual offers up to 15 for a security system with central monitoring that includes notification of emergency personnel but only up to 7 for a system with central monitoring that notifies only the homeowner. A monitored alarm system in other words one that is associated with a company that monitors your home s activity and can notify authorities can net you a significant discount on your homeowners insurance premiums.